Many advantages are considered. One of the most important is that having no cash in the tills reduces their risks of being robbed for shops owners as for the individuals at the same time. Payments made by credit cards and mobile phone apps have been rising sharply. “Previously, I had always said that around the year 2030 Sweden will, in effect, become cashless, meaning that cash will cease to play any real role in society. But when I look at the developments over the last two years, I actually now think that it will happen faster than that,” technology expert Niklas Arvidsson, an Associate Professor at the Royal Institute of Technology in Stockholm, said to the media. Some people and especially the old generation remain conservative and will regret the payment with cash.